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What is A/R Financing (Invoice Factoring)?


Accounts receivable factoring is selling your unpaid invoices to get quick working capital.

What is A/R Financing (Invoice Factoring)?


Invoice factoring is the process of selling unpaid invoices to a third party.

What is A/R Financing (Invoice Factoring)?

Invoice factoring is the process of selling unpaid invoices to a third party.

How Does it Work?


How Does it Work?


How Does it Work?

Sell Invoice(s)

Transfac Capital purchases your business invoices and advances between 80% and 95% of the total.

Create a Reserve

The remaining percentage is put into your reserve account.

Collect Invoice(s)

Once the invoices have been purchased, Transfac’s team begins collecting.

Receive the Reserve

Transfac returns the reserve back to your business, minus a small fee for services rendered.

Sell Invoice(s)

Transfac Capital purchases the invoice(s) and advances your business between 80% and 95% of the total.

Create a Reserve

The remaining balance is put into a reserve account.

Collect Invoice(s)

Once the invoice(s) have been purchased, Transfac’s team will begin the collection process.

Receive the Reserve

After collecting from debtors, Transfac returns the reserve back to your business, minus a small fee for services rendered.

A Funding Example

A Funding Example

A Funding Example
what is factoring
Day 1
Invoices submitted: $1,000
Advance: 90% ($900)
what is factoring
Day 1
Invoices submitted: $1,000
Advance: 90% ($900)
what is factoring
Day 1
Invoices submitted: $1,000
Advance: 90% ($900)
what is factoring
Day 1
Invoices submitted: $1,000
Advance: 90% ($900)
Day 40
Total collected by factor: $1,000
Advance repaid: $900
Service fee: 1.5% ($15)
Transaction fee: .05% ($5)
Client rebate: $1,000 - $900 - $15 - $5 = $80
what is factoring
Day 40
Total collected by factor: $1,000
Advance repaid: $900
Service fee: 1.5% ($15)
Transaction fee: .05% ($5)
Client rebate: $1,000 - $900 - $15 - $5 = $80
what is factoring
what is factoring
Day 40
Total collected by factor: $1,000
Advance repaid: $900
Service fee: 1.5% ($15)
Transaction fee: .05% ($5)
Client rebate: $1,000 - $900 - $15 - $5 = $80
what is factoring
Day 40
Total collected by factor: $1,000
Advance repaid: $900
Service fee: 1.5% ($15)
Transaction fee: .05% ($5)
Client rebate:
$1,000 - $900 - $15 - $5 = $80

In Summary

In Summary

In Summary
You get
$0
of the invoice
Transfac makes
$0
from the transaction
You get
$0
of the invoice

Transfac makes
$0
from the transaction

Don’t Delay

Get Funded Today

Get Started

Don’t Delay

Get Funded Today

Get Started
invoice factoring

  • 1-888-575-6501

invoice factoring

  • 1-888-575-6501

invoice factoring
  • 1-888-575-6501